Citi Finance Planning & Analysis Lead Analyst, Citi Retail Service-Atlanta, GA in Atlanta, Georgia

  • Primary Location: United States,Georgia,Atlanta

  • Education: Bachelor's Degree

  • Job Function: Finance

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 10 % of the Time

  • Job ID: 18039664


About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition at explains what we do and Citi Leadership Standards at explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

Partner with the cross functional teams to drive profitable growth, optimize return on capital, initiate strategic initiatives, identify and implement cost efficiencies, provide financial analysis and support for marketing campaigns and pricing requests, at multiple levels including on a new account, existing account, and product level basis for a $20B Sales / $7B Asset private label credit card portfolio.

  • Provide insight, understanding, and recommendations to improve profitability efforts across new accounts, existing accounts, products and promotions.

  • Engage with the Partner and provide supporting analysis to gain agreement on annual contractual changes to promotional pricing, cost of funds, sales royalties, bounties and penalty thresholds.

  • Meet with the Partner for financial reviews, Plan projections, growth strategy, expense deep dives…

  • Perform month-end close in support of the Accounting department to ensure accuracy of Partner related payments, accruals, and reserves.

  • Participate in the department’s Business Control efforts, audit requests and monthly Operational Risk Event process and reporting.

  • Interact with the management team and other departments to formulate analytics including Partner Management, Risk, Marketing, and Decision Management.

  • Drive profitable growth strategies and Return on Capital optimization, investment opportunities, and marketing campaigns.

  • Lead expense initiatives like headcount billing to the Partner, accuracy of expense billing to the Partner across functions, marketing invoice and accrual process, and intangible valuation in support of amortization schedule.

  • Support cross-CRS functions with financial needs – i.e. Channel Optimization, Centralized Marketing, Risk initiatives.

  • Other ad-hoc financial analysis needed to support the business.


  • Bachelor’s degree in Finance or Accounting, MBA strongly preferred.

  • 7+ years of financial analysis experience. Credit card experience preferred.

  • Developed analytical and cognitive skills.

  • Effective communication and presentation skills.

  • Ability to work well under tight deadlines in a fast-paced, team-oriented, intense environment.

  • Strong teamwork and collaboration ability.

  • Advanced Excel and PowerPoint skills required.

Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.